Why you should get an appraisal from Tamara Tidwell?Each year, thousands of people in Missouri buy, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that might appear to be less expensive than an appraisal. You might think that getting a mortgage is the only reason to acquire an appraisal, but there are more instances when the services of a licensed, independent real estate professional might be helpful.
Let Tamara Tidwell help you dispute your tax assessment in Southeast Missouri.It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your real estate, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Tamara Tidwell is your best evidence. At Tamara Tidwell,we can assist you in appealing your tax assessment.Let Tamara Tidwell help you eliminate PMI to lower your mortgage payment.Private Mortgage Insurance, or PMI, is an added insurance plan that many lenders ask buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Oftentimes, this added payment is bundled into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.If you'd like to get rid of PMI, Tamara Tidwell will give you a statement regarding the value of your home. The cost of the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI. Settling a divorce with less stress with an appraisal from Tamara Tidwell.A divorce is an especially traumatic ordeal for the parties involved, and it is often even more complicated by the strenuous decision of who gets the property. Regardless of the situation, it's a good idea to order an appraisal from Tamara Tidwell so both parties are completely aware of the true market value of their property.The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Get fair and accurate estate liquidation with Tamara Tidwell when settling an estate.The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Tamara Tidwell can help you with relocating to or from Southeast Missouri.Employee relocation is a more than just an inconvenience. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered.Don't sell out short or let your home stay on the market too long.A professional appraisal can help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they rest on our efforts to complete the appraisal.We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are on the market. |
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