Attention homeowners in Sikeston and Scott County: Need an appraisal?

The top seven reasons Missouri homeowners need Tamara Tidwell:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of the real estate in question to settle an estate in Missouri


	Need help deciding the value of your home in or near Sikeston, Missouri? Contact Tamara Tidwell.

We at Tamara Tidwell understand the particular needs of a homeowner after appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Tamara Tidwell will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other homes close to yours. That means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Tamara Tidwell is your chief weapon when contesting your property tax assessment.

Need to cancel PMI?

An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you delete unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Tamara Tidwell can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? Tamara Tidwell offers field reviews where we'll go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had in the past. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.